Credit card skimming crimes on the rise.
Over the past several years, credit card skimming has become an increasingly common form of fraud. Credit card skimming is a form of identity theft in which criminals use a device to steal information from a credit or debit card. This type of crime is on the rise and it’s important to understand how to protect yourself from becoming a victim.
Credit card skimming involves the use of a small device, often referred to as a “skimmer”, which is placed over a card reader in order to steal the data stored on the card’s magnetic strip. This data can then be used to create a counterfeit card or used for online purchases. Skimmers are often found at ATMs, gas pumps, and retail stores, though they can be found anywhere a credit or debit card is accepted.
In order to protect yourself from being a victim of credit card skimming, it’s important to be aware of your surroundings and to be aware of any suspicious devices or activity. If you notice anything out of the ordinary when using a card reader, such as a device that appears to be attached to the machine, don’t use the machine and alert the store manager immediately. Additionally, you should always cover your hand when entering your PIN number and make sure that the card reader is free from tampering.
Finally, it’s important to keep an eye on your credit and debit card statements for any suspicious activity. If you notice any charges that you don’t recognize, contact your financial institution immediately.
Credit card skimming is a serious crime that is on the rise. By understanding how to protect yourself and taking the necessary precautions, you can help reduce the risk of becoming a victim.